WWSelect is the best WWM offers
World Wide Coverage up to $2,000,000 per year with 3 different deductible options:
$1,000, $2,500 and $5,000. The deductibles are done by policy year, not by event.
90% coverage in your country of residence (Panama) without deductible

Maternity
Coverage by event of $3,000 in Panama and $7,500 elsewhere.
For maternity to be covered there must be a 10 month waiting period. If pregnancy occurs 2 months after buying the insurance and as long as the labor happens 10 months after you are insured then you are covered.

Air Ambulance ~ Up to $25,000 per case

Organ Transplant ~ Up to $350,000

Congenital Problems ~ Only if maternity was covered by the policy ~ Up to $250,000

Dialysis ~ Up to $100,000 each year

Physical Therapy ~ Up to $50,000 each year

Ambulatory Expenses ~ Such as laboratory exams, consultations, X rays, or medicine are covered world wide except for Panama

Hospital Room ~ Semi-private outside of Panama, private in Panama

Traveler’s Assistance/Insurance ~ included

4 Service Alternatives

Participating Hospitals ~ Over 4,000 Hospitals ~ Deductible must be covered then WWM covers 90% of expenses up to $25,000 after which WWM covers 100% of expenses

Non Participating Hospitals ~ Deductible must be covered then WWM covers 90% of expenses up to $25,000 after which WWM covers 100% of expenses

Select Hospitals ~ In our 6 Select Hospitals your deductible will be reduced in half and WWM will cover 100% of expensesHospitals in your Country of Residence (Panama) ~ No Deductible and WWM covers 90% of expenses