Includes over 4,000 participant hospitals, the 6 select hospitals, and the hospitals in your country of residency (Panama).

World Wide Coverage with a lifetime benefit of $2,000,000 (at age 80 this is reduced to $250,000) with 3 different deductible options: $1,000, $2,500 and $5,000. The deductibles are done by policy year, not by event.

This plan does not include maternity benefits and has a $100 deductible for all hospitals in Panama.

Air Ambulance - Up to $25,000 per case in participating hospitals

Organ Transplant - Up to $250,000

Dialysis - $25,000 per year, $75,000 lifetime benefit

Physical Therapy - Up to $1,000 each year

Ambulatory Expenses - Such as laboratory exams, consultations, X rays, or medicine are covered world wide except for Panama

Hospital Room - Semi-private outside of Panama, private in Panama

Traveler’s Assistance/Insurance - included
4 Service Alternatives

Participating Hospitals - Over 4,000 Hospitals - Deductible must be covered then WWM covers 80% of expenses up to $25,000 after which WWM covers 100% of expenses

Non Participating Hospitals - Does Not Apply

Select Hospitals - In our 6 Select Hospitals your deductible will be reduced in half and WWM will cover 100% of expenses

Hospitals in your Country of Residence (Panama) - $100 Deductible and WWM covers 80% of expenses