Health Care in Panama
- Panama offers great health care with First World Hospitals and Doctors.
- Health care providers you know and trust have branches in Panama, such as Blue Cross Blue Shield, IHI, and World Wide Medical.
- Health Insurance premiums can be significantly lower since Panama is not a litigious country.
- It is extremely important to get health insurance in Panama since hospitals will require by law proof of insurance (your card) or a credit card before allowing you to be admitted into the hospital, even for persons in critical conditions.
Your health insurance policy can cover you for hospitalization and/or medical expenses. You can also obtain Local or International Coverage.
Hospitalization
- Maternity
- Room and food
- Intensive care
- Special hospital services
- Emergencies
- Medical Expenses
- octor’s fees
- Ambulatory consultation
- Medicine
- Lab exams and X Rays
Local Coverage
- Includes Hospitalization and Medical Expenses.
- With Co-Payment: the insured person pays a fixed amount for each consultation and the rest the insurance company pays directly to the doctor.
- Medical Network: list of doctors in most hospitals in the country.
- Doctors/Hospitals outside the network are covered up to a percentage negotiated with the network.
- Coverage without maximum age.
- Premium depends on age range.
Internacional Coverage
- Can choose between Hospitalization and/or Medical Expenses.
- Coverage in Panama and in every country in the World.
- Coverage without maximum age.
- Premium depends on age range.
- Higher insured sum (1- 2 million lifetime benefit)
- Deductibles are done by policy or calendar year, they are not by event.
- Medical and/or Lab Requirements
Depends on the company – some have no requirements.
If they do:
· For Panamanians over 40 years of age.
· For foreigners of all ages.
· For children – pediatric report required.
To get more information on a Health Insurance Policy that suits your needs or to get a quote, contact our customer service department at forlacol@gmail.com or by phone (507) 6676 5151.
